Victory in ......

I was humbled to be able to attend a conference on teaching people how money works this last weekend. I was awakened to common sense thinking about money and how it is used as leverage in ones life. Many have been sold traditional investing methods that have taken so much from many good people. Amount invested + time + rate of return = results doesn't work anymore. Average rates of return calculators that try to predict ones wealth have broken the backs of many of our families dreams. The public can awaken to this fact by just doing simple math. The fact of the matter is that rates of return do not matter anymore. The lost decade of return has netted 1-2%. Numbers tell us that we need 12.8% return before taxes to just stay ahead of the value of the dollar. As you can see, rates of return have become negligible due to inflation and taxing of the American dollar. The impact of the market has destroyed many hopes of retirement and yet they continue to count on th...